Adab-adab bertamu ketika lebaran

1. Adab2 bertamu ketika berlebaran
   Bismillaahir Rahmaanir Rahiim..
   Selamat berlebaran 'aidul Fitri.
   
   1. Elakkan berkunjung ke rumah tamu secara serentak beramai2 kerana ini akan menykarkan tuanrumah melaya dan beramah-mesra degan tetamu kesemuanya dan akan menimbulkan rasa tidak senanghati kerana tidak dapat mengamalkan Sunnah Rasulullah SAW, iaitu memuliakan kesemua tamu (dengan sempurna).
   
   2. Janga
   

   n dijadikan TV sebagai ganti diri melayan tetamu kerana masa untuk bertemu dan beramah mesra mungkin tidak banyak tersedia. Berilah layanan terbaik mungkin kepada kesemua tetamu tanpa 'memilih bulu'.
   
   3. Berilah masa yang secukupnya untuk tuanrumah memberi layanan sesempurna mungkin. 20 minit serumah bukan ziarah namanya kerana tak sempatpun tuanrumah nak sediakan apa2 untuk tetamu. Luankan lebih masa untuk tuanrumah supaya dapat memberi layan sempurna. Jadikan masa bertamu itu masa yang berkualiti dan bukannya "berkuantity".
   
   4. Galakkan padangan2 muda berziarah secara sendiri supaya mereka juga dapat berinteraksi dengan tuanrumah secara lebih sempurna dan tidak 'berselindung' di balik ibubapa mereka....sampai bila baru boleh 'berdikari'?
   
   5. Katakan BOLEH pada perubahan yang lebih baik sesuai dengan anjuran Allah SWT dan Rasul pilihanNya saling hormat menghormati di antara tetamu dan tuanrumah.
   
   Sekadar berkongsi pengetahuan untuk perubahan positive bermula tahun ini... Mohon ma'af 'lahir dan batin'
   Kullu 'aamun wa antum bil khair....
   
   - Din

While I was cleaning up my room last weekend, I came across this little poetry that I wrote back then in my primary school days...

It is in Bahasa Melayu ...

Antara kebaikan dan kejahatan
Semestinya kita ambil kebaikan
Di kala kejahatan itu membawa padah, 
Kebaikan itu membawa kebahagiaan.

Kebaikan diri perlu disemai
Kejahatan di hati perlu dihindari.

Kerana kebaikan kita disanjungi,
Kerana kejahatan kita dibenci
Sedarilah hidup kita ini. 

Ini adalah hakikat dunia,
Tunjuklah sifat kebaikan
Agar hidup diberkati Tuhan.


- yours truly - 

HDB Steps Up Enforcement against Unauthorised Subletting and Revises Subletting Rule for SPRs

 

HDB flats are primarily meant for owner occupation. Those who wish to sublet their flats must meet the Minimum Occupation Period (MOP) and obtain HDB's approval before they can do so. This rule applies to both Singapore Citizens (SCs) and Singapore Permanent Residents (SPRs).

 

Enforcement Actions Taken Against Unauthorised Subletting

2. In 2011, HDB carried out 7,000 flat inspections and took action against 56 flat owners for unauthorised subletting. Of these, HDB has initiated compulsory acquisition action against 18 flat owners for blatantly infringing subletting rules. (See Annex A (PDF 22KB) for details of 3 cases where HDB has initiated compulsory acquisition actions as the flat owners have blatantly abused the public housing system and flouted HDB rules.)

 

Revised Subletting Rules for Singapore Permanent Residents (SPRs)

3. HDB reviews policies and rules regularly to keep them relevant. As part of ongoing reviews, the rules for subletting by flat owners who are SPRs will be revised with effect from 11 Jul 2012.

 

Current Rule

4. Currently, both SC and SPR flat owners are allowed to sublet their flat after meeting the MOP. The approval is granted for a maximum of 3 years per application. Owners can apply to renew the period of subletting upon the expiry of each 3-year period, with no cap on the number of renewals and the total period of subletting.

 

Revised Rule

5. Under the revised rule, SPR flat owners will be allowed to sublet their flat after meeting the MOP, if they have not sublet the flat before. The approval will be granted for 1 year only, instead of 3 years. Upon expiry of the 1-year period, the application to extend the approval will be assessed on a case-by-case basis and approval will be granted only if there are extenuating reasons. The total period of subletting during the flat owners' entire duration of the flat ownership is capped at 5 years.

6. The revised rule is to reinforce the policy intent of providing HDB flats as homes to SPRs, and to deter those who are buying the flats for rental yield or investment. While HDB allows SPR owners who have met the MOP to sublet their flat, the subletting should be on a temporary basis. If the SPR families no longer need the flats for their own occupation, they should sell the flat instead of subletting them.

7. There will be no change to the subletting rules for flat owners who are Singapore citizens.

 

Advice to Homeowners and Tenants

8. HDB would like to remind all flat owners to comply with its terms and conditions for subletting, such as ensuring that the number of tenants does not exceed the maximum number allowed for the various flat types and that the flats are only occupied by the listed tenants. They must also monitor their tenants to prevent nuisance or misuse of the flat, such as further subletting the flat to non-authorised occupants for short-term stays.

9. HDB takes a serious view of any unauthorised subletting and will take stern actions against owners, including compulsory acquisition, even if it is the owner's first infringement. This is especially for cases where the flat owners had bought the flat purely for monetary gains, with no intention of occupying it. HDB has also encountered cases where flat owners try to circumvent HDB's rules by locking up one room and subletting the rest of the flat without physically staying in it. Such cases will be treated as unauthorised subletting of the entire flat. Subletting of flats or bedrooms for short-term stay to tourists is also not allowed.

10. Prospective tenants are also advised to familiarise themselves with the eligibility conditions for subletting, e.g. whether the flat owner has obtained HDB's approval to sublet the flat. More information can be found on HDB's website www.hdb.gov.sg, under the section "Living in HDB flats".

11. HDB flat owners who intend to rent out their flats/rooms and tenants who are renting a flat/room are advised to check CEA's Public Register of Estate Agents and Salespersons at www.cea.gov.sg to verify their salespersons are registered with CEA before engaging their services. In addition, flat owners and tenants should not allow their salespersons to handle rental payments or rental deposits as they are prohibited from handling transaction monies for or on behalf of any party in the lease of HDB properties.

12. Consumers should only engage salespersons who are registered with CEA. They are also advised not to respond to any real estate agency flyer, leaflet or advertisement that does not provide a salesperson's details or registration number. Consumers should report to CEA when they encounter any person not listed on the Public Register but carrying out estate agency work illegally or handling transaction monies in the lease of HDB properties. They can report the matter to the CEA at 1800-6432555 or feedback@cea.gov.sg.

 

For Enquiries

13. The public can call the following numbers for more information or enquiries on subletting or report suspected cases of unauthorised subletting or unauthorised use of flat:

a) For information or enquires on subletting
HDB Branch Office Service Line @ 1800-225-5432

b) For report on suspected unauthorised subletting / use of flat:
HDB's dedicated hotline @ 1800-555-6370
(All feedback will be kept strictly confidential)

UPDATES ON CPF CHANGES

CHANGES IN CPF MINIMUM SUM, MEDISAVE MINIMUM SUM AND MEDISAVE CONTRIBUTION CEILING FROM 1 JULY 2012

News Release by:
Ministry of Manpower
Central Provident Fund Board
30 May 2012 --

CPF members who turn 55 between 1 July 2012 and 30 June 2013 will need to set aside a Minimum Sum (MS) of $139,000. The MS for 2011 was $131,000.

The MS has been adjusted over the years to account for inflation, longer life expectancies and Singaporeans' rising expectations of their quality of life post-retirement. Since 2004, the MS has been increased by $4,000 (in 2003 dollars¹) each year to reach $120,000 (2003$²) in 2013, as recommended by the Economic Review Committee in 2003. The actual increases in MS are also adjusted for inflation each year.

Based on 2011 inflation and incorporating the annual $4,000 (in 2003 dollars) adjustment, the increase in MS due this year would have been $12,000, which is relatively large compared to previous years. In response to concerns over large increases in MS in any given year, we will spread out the remaining MS increases needed to reach the $120,000 (2003$) target over a longer period of four years. This means we will reach the target in 2015, instead of 2013.

With this change, the 2012 MS will be $139,000, a 6% increase ($8,000) over 2011. Without the change, the 2012 MS would have been $143,000 or a 9% increase over 2011.

Medisave Minimum Sum and Medisave Contribution Ceiling

The Medisave Minimum Sum (MMS) is the amount that a person turning 55 needs to set aside for his hospitalisation expenses in subsidised Class B2 and C wards, subsidised outpatient treatment for selected chronic conditions and basic MediShield and ElderShield premiums in his old age. Regular MMS adjustments are necessary to help Singaporeans plan for their long-term healthcare needs.

From 1 July 2012,

a.	The Medisave Minimum Sum (MMS) will be raised to $38,500 from $36,000, a 7% increase. Members will be able to withdraw their Medisave savings in excess of the MMS at or after age 55.
b.	The maximum balance a member may have in his Medisave Account, known as the Medisave Contribution Ceiling (MCC), is set at $5,000 above MMS and this would be increased correspondingly to $43,500, from $41,000.

As announced previously, any Medisave contribution in excess of the prevailing MCC will be transferred to the member's Special Account if he is below age 55 or to his Retirement Account if he is above age 55 and has a MS shortfall.

CPF Board organises free talks for members reaching 55

As part of CPF Board's ongoing efforts to help members reaching 55 understand the MS and make informed choices about their CPF savings, the CPF Board will be organising three talks opened for members' registration from June to August. More information on the talks, please refer towww.cpf.gov.sg/events.

¹ The actual increase each year will have to be more than $4000 since the increase must account for inflation between 2003 and the time the increase is made. This is what is meant by a $4000 increase in 2003 dollars.

² The $120,000 target in 2003 dollars is effectively $120,000, adjusted for inflation between 2003 and the time the target is met. Doing so preserves the real value of the target.

PUBLIC ENQUIRIES
For more information, please visit www.cpf.gov.sg or call the CPF Call Centre at 1800-227-1188.

Hello rusty blog....

Sekian lama tidak menulis di lelaman blog ini; kini sampai masanya ia kembali bernyawa. Pelbagai peristiwa yang dilalui dalam kehidupan tetapi dengan sikap tabah dan tidak putus asa, impian akan tercapai berturut kehendakNya.

Tiada siapa yang dapat memahami sepenuhnya hati seseorang melainkan yang punya diri itu sendiri. Tujuan kehidupan serta setiap langkah yang diambil hanya yang punya diri lebih mengetahui. Pelbagai dugaan yang dilalui; namun jangan sekali-kali mengundur diri kerana dengan pengunduran munculnya kekalahan.

Andai kata, ramai yang masih lagi sedang dalam perjalanan mencari kebahagiaan. Sedang menuju ke arah itu, pelbagai rintangan yang harus dilalui sebelum dapat mengecap kebahagiaan. Usah putus asa.

Namun demikian, ngin ku kongsikan sebuah lagu tema yang diambil dari drama "Nora Elena" yang didendangkan oleh Asfan yang berjudul "Terhenti di sini." Senikata lagu ini membawa pengertian yang mendalam jika dihayatinya.

Asfan - Terhenti di Sini (OST Nora Elena)

Asfan - "Terhenti di Sini"

Sedangku membaca wajahmu

Senyumanmu menggambarkan sesuatu

Jika kau fahami isi hatiku

Ku tak ingin waktu henti tanpamu

Dirimu menyalahkan sebuah erti

Tapi diriku masih terhenti di sini

Dan jalanku masih belum dapat ku pasti

Namun diriku masih terhenti di sini

Andai kau dapat memahami

Bahawa ku menangung semua ini

Bukan niatku ingin kau pergi

kerna ku masih terhenti di sini

Dirimu menyalahkan sebuah erti

Tapi diriku masih terhenti di sini

Dan jalanku masih belum dapat ku pasti

Namun diriku masih terhenti di sini

Tiada daya untuk ku lakukannya

Kau tiba, di waktu ku masih punyai cinta

Tiada daya untuk ku lakukannya

Kau tiba, di waktu ku masih punyai cinta

Dirimu menyalahkan sebuah erti

Tapi diriku masih terhenti di sini

Dan jalanku masih belum dapat ku pasti

Namun diriku masih terhenti di sini

Tiada daya untuk ku lakukannya

Kau tiba, di waktu ku masih punyai cinta

Tiada daya untuk ku lakukannya

Kau tiba, di waktu ku masih punyai cinta